[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gerin.sk\/goldman-sachs-chce-nase-prasiatka\/#Article","mainEntityOfPage":"https:\/\/www.gerin.sk\/goldman-sachs-chce-nase-prasiatka\/","headline":"Goldman Sachs chce na\u0161e prasiatka","name":"Goldman Sachs chce na\u0161e prasiatka","description":"Jeho presun do Spojen\u00e9ho kr\u00e1\u013eovstva nie je prekvapen\u00edm. Jej americk\u00e1 sporite\u013e\u0148a, ktor\u00e1 bola zalo\u017een\u00e1 pred dvoma rokmi, bola ve\u013ek\u00fdm \u00faspechom a pril\u00e1kala \u00faspory vo v\u00fd\u0161ke 20 mili\u00e1rd dol\u00e1rov. Bude v\u0161ak<a href=\"https:\/\/www.gerin.sk\/goldman-sachs-chce-nase-prasiatka\/\" class=\"read-more\"> Continue Reading &raquo;<\/a>","datePublished":"2018-07-28","dateModified":"2018-07-28","author":{"@type":"Person","@id":"https:\/\/www.gerin.sk\/author\/#Person","name":"","url":"https:\/\/www.gerin.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gerin.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gerin.sk\/wp-content\/uploads\/img_a291585_w16588_t1538150350.jpg","url":"https:\/\/www.gerin.sk\/wp-content\/uploads\/img_a291585_w16588_t1538150350.jpg","height":0,"width":0},"url":"https:\/\/www.gerin.sk\/goldman-sachs-chce-nase-prasiatka\/","wordCount":452,"articleBody":"Jeho presun do Spojen\u00e9ho kr\u00e1\u013eovstva nie je prekvapen\u00edm. Jej americk\u00e1 sporite\u013e\u0148a, ktor\u00e1 bola zalo\u017een\u00e1 pred dvoma rokmi, bola ve\u013ek\u00fdm \u00faspechom a pril\u00e1kala \u00faspory vo v\u00fd\u0161ke 20 mili\u00e1rd dol\u00e1rov.Bude v\u0161ak banka spusten\u00e1 v\u010faka vlhkosti, alebo bude znamena\u0165 zmenu v mori pre britsk\u00fd trh s \u00fasporami?Marcus je pomenovan\u00fd po Marcusovi Goldmanovi, ktor\u00fd v roku 1869 zalo\u017eil spolo\u010dnos\u0165 Goldman Sachs.Spolo\u010dnos\u0165 pris\u013e\u00fabila, \u017ee &#8222;pon\u00fakne sporite\u013eom \u013eahko pr\u00edstupn\u00fd online sporite\u013esk\u00fd \u00fa\u010det, ktor\u00fd vypl\u00e1ca konkuren\u010dn\u00fa \u00farokov\u00fa sadzbu z bilancie od 1 libry a\u017e do 250 000 libier.&#8220;Hovor\u00ed sa, \u017ee z\u00e1kazn\u00edci bud\u00fa m\u00f4c\u0165 urobi\u0165 to\u013eko stiahnut\u00ed, ko\u013eko sa im p\u00e1\u010di &#8211; &#8222;bezplatne a bez trestu&#8220;.Banka tie\u017e tvrd\u00ed, \u017ee &#8222;m\u00e1 za cie\u013e pon\u00faknu\u0165 britsk\u00fdm sporite\u013eom trvalo konkurencieschopn\u00fa \u00farokov\u00fa sadzbu&#8220;.Ale v\u0161etko, \u010do je len predpredaj. Ke\u010f prv\u00fd sporite\u013esk\u00fd \u00fa\u010det banky za\u010dne bud\u00faci t\u00fd\u017ede\u0148, uspeje alebo zlyh\u00e1 iba na \u00farokov\u00fa sadzbu, ktor\u00fa pon\u00faka.Ke\u010f bol minul\u00fd mesiac spusten\u00fd pilotn\u00fd \u00fa\u010det pre zamestnancov, ponuka bola 1,5%.Ak je rovnak\u00e1 sadzba pon\u00fakan\u00e1 verejnosti, sta\u010d\u00ed, aby ju katapultovala na vrchol najlep\u0161\u00edch k\u00fapnych stolov a zabezpe\u010dila okam\u017eit\u00fd dopyt zo strany sporite\u013eov.ING Direct a IcesaveTo je dlhoro\u010dn\u00e1 cesta pre z\u00e1morsk\u00e9 banky: \u00fa\u010dinne nakupuj\u00fa podiel na trhu t\u00fdm, \u017ee pon\u00fakaj\u00fa najlep\u0161iu mieru \u00faspor.Ale \u010do sa stane potom je zauj\u00edmav\u00fd k\u00fasok &#8211; bude banka st\u00e1le okolo po tom, ako vytvor\u00ed ve\u013ek\u00fd podiel na trhu?To nebolo v\u017edy v minulosti. Kde je holandsk\u00fd ING Direct alebo Icesave od islandskej spolo\u010dnosti Landsbanki?Prv\u00fd z nich pritiahol mili\u00f3ny sporite\u013eov predt\u00fdm, ako sa sk\u013azol z tabuliek s najlep\u0161\u00edmi k\u00fapami a do nezn\u00e1mych. Naposledy ho nak\u00fapila spolo\u010dnos\u0165 Barclays pred nieko\u013ek\u00fdmi rokmi.Ten sa zr\u00fatil vo finan\u010dnej kr\u00edze a britsk\u00e1 vl\u00e1da ponechala miliardy libier, ktor\u00e9 v \u0148om ukryli britsk\u00ed sporitelia (hoci to nesk\u00f4r splatila islandsk\u00e1 vl\u00e1da).Varovanie je jasn\u00e9. Ale sporitelia, ktor\u00ed chc\u00fa lep\u0161ie sa vr\u00e1ti\u0165, pravdepodobne bud\u00fa ignorova\u0165.Ak tak urobia, Marcus by mohol pokra\u010dova\u0165 v pl\u00e1novan\u00ed spustenia kreditnej karty a dokonca aj v be\u017enom be\u017enom \u00fa\u010dte v bud\u00facnosti a nakoniec sa stane britskou bankou.Na trhu s \u00fasporami sa dostalo takmer 40 nov\u00fdch \u00fa\u010dastn\u00edkov v desa\u0165ro\u010d\u00ed od finan\u010dnej kr\u00edzy, pod\u013ea Jamesa Blowera, zakladate\u013ea The Savings Guru.&#8222;Ka\u017ed\u00fd z nich sa etabloval t\u00fdm, \u017ee pon\u00fakal \u00farokov\u00e9 sadzby&#8220; najlep\u0161ieho n\u00e1kupu &#8222;. Nevid\u00edm \u017eiadny d\u00f4vod, pre\u010do by Marcus bol in\u00fd,&#8220; hovor\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (16 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Goldman Sachs chce na\u0161e prasiatka","item":"https:\/\/www.gerin.sk\/goldman-sachs-chce-nase-prasiatka\/#breadcrumbitem"}]}]